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If you’re lucky enough to be a lottery jackpot winner, chances are that everyone you encounter will have an opinion about what you should do with the money. While the way you spend your money is up to you, and you should enjoy the process, here are a few ways in which you can try to ensure your winnings are maximized.

1. Work with a financial advisor

According to the Sudden Money Institute, lottery jackpot winners actually receive about a third of the total jackpot. It’s completely up to winners to decide if they’ll take a lump sum or a payout of 30 allotments over 29 years. The decision is typically based around tax brackets, investment options, and personal finances. A financial advisor can and should evaluate your options for you, and advise you in the payout that makes the most sense in your situation.

2. Invest

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Investing can mean a lot of different things to a lot of different people. You can certainly take the stock market or cryptocurrency route and invest a good portion of your money. With the proper financial advice and portfolio advisor, it’s possible to significantly grow your wealth. This may also mean investing in startup companies or funding campaigns that you strongly believe in. Lastly, it may mean investing in the future of your children, be that in college funds, trusts, or other savings accounts. If you play your cards right, you may be able to do all of the above!

3. Find or establish a cause that will leave a lasting legacy

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Lottery winners are in a rare position to make a huge impact on this and future generations via charitable causes and donations. In spite of all that money can buy, some winners find a lasting legacy or important cause to be the must fulfilling gift of all. Consider giving to organizations that fight disease, provide clean water, build schools, feed the homeless, provide jobs to the underprivileged, or whatever is near and dear to your heart. If there is no such charity, perhaps create your own. Money can buy much more than a new home or fast car; it can buy hope, a cure, a new future, or a second chance for someone in need.

4. Make sure you’re not losing out on winnings

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It is estimated that approximately $2 billion in lottery winnings go unclaimed each year. In fact, in 2015 alone, 114 prizes with $1 million or more were never claimed. Why? The answer is simple: people forget to check their tickets or simply don’t realize they’ve won a secondary jackpot. Thanks to the Lottery.com app, you don’t have to stress about missing out on any winnings. The app tells users almost instantly if and how much a ticket has won. The first way to be a big winner is to know you’ve won. Want to try it for yourself? Give it a try and let us know what you think!